Southwestern National Bank
Southwestern National Bank
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Rates

下列的利率自 11/07/08 起生效,直到重新通知

 Savings Account   Super NOW Account 
Account Int. Rate  APY  Avg. Balance Tiers Int. Rate APY
Savings Account 3.455% 3.50%    $       -    $         999 0.76% 0.76%
        1,000            4,999 0.96% 0.96%
 Horizon Money Market Account 5,000          24,999 1.26% 1.27%
Avg. Balance Tiers Int. Rate APY 25,000          49,999 1.41% 1.42%
 $      1,000  $           9,999 1.00% 1.00% Above        50,000 1.61% 1.62%
Above    $          10,000 2.47% 2.50%        
 HSA Account  HSA Account
Avg. Balance Tiers Int. Rate APY Avg. Balance Tiers Int. Rate APY
 $            -    $               499 1.49% 1.50%  $   5,000  $      14,999 2.47% 2.50%
500                1,999 1.74% 1.75% Above 2.96% 3.00%
2000               4,999 1.98% 2.00%        
 Personal Money Market Account  Commercial Money Market Account
Avg. Balance Tiers Int. Rate  APY  Avg. Balance Tiers Int. Rate  APY 
 $        1,000   $     9,999  1.00% 1.01%  $   1,000  $        9,999 0.80% 0.80%
         10,000              49,999 1.75% 1.76%     10,000          99,999 1.90% 1.92%
        50,000              99,999 2.15% 2.17%   100,000        249,999 2.30% 2.32%
       100,000            249,999 2.30% 2.32%   250,000        499,999 2.45% 2.48%
      250,000            499,999 2.55% 2.58%   500,000        999,999 2.70% 2.73%
Above             500,000 2.65% 2.68% Above      1,000,000 2.80% 2.84%
CDs  JUMBO CD's  IRA
  (Below $99,000) (Above $99,000)  
Term Int. Rate  APY   Int. Rate  APY  Int. Rate  APY 
90-day 2.37% 2.40% 2.47% 2.50% NA NA
6-month 2.80% 2.84% 2.95% 2.99% NA NA
12-month 3.20% 3.25%   3.25% 3.30% 3.27% 3.32%
1 Year Special 3.445% 3.50%   3.445% 3.50% NA NA
18-month 3.17% 3.22%   3.22% 3.27% 3.27% 3.32%
2-year 3.30% 3.35% 3.40% 3.45% 3.27% 3.32%
3-year 3.35% 3.40% 3.45% 3.50% NA NA
4-year 3.40% 3.45% 3.50% 3.56% NA NA
5-year 3.40% 3.45% 3.50% 3.56% NA NA
               

儲蓄帳戶最低開戶金額為$100.
  
醫療保險存款帳戶、優惠利率帳戶以及貨幣市場帳戶最低開戶金額為$100. Horizon貨幣市場帳戶最低開戶金額$1,000.

定期存款帳戶以及退休帳戶最低開戶金額為$500
高額定期存款帳戶最低開戶金額為$99,000
定期存款帳戶以及退休帳戶利息採複利制,並在到期時一並支付,如提前解約將收取違約金


優惠利率定期存款最低開戶金額為 $1000, 採用複利制度, 依據每日餘額計算利息, 並于到期日一並付款, 定期存款帳戶提前解約將有罰金

年利率(APY)是依據目前公佈的利率計算. 更改利率將不再另行通知

開戶後 手續費可能減少利息收入,利率也可能改變

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