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Interest Rates

Effective 1/31/2014 until further notice.

Savings Account
Daily Balance Tiers Interest Rate APY
$100 - $999 0.25% 0.25%
$1,000 - $4,999 0.25% 0.25%
$5,000 - $24,999 0.37% 0.37%
Above 25,000 0.47% 0.47%
Minimum Opening Balance - $100

 

Horizon Money Market Account
Daily Balance Tiers Interest Rate APY
$1,000 - $9,999 0.33% 0.33%
Above $10,000 0.33% 0.33%
Minimum Opening Balance - $1,000

 

HSA Account
Daily Balance Tiers Interest Rate APY
$ - $499 0.50% 0.50%
$500- $1,999 0.645% 0.65%
$2,000 - $4,999 0.795% 0.80%
$5,000 - $14,999 0.945% 0.95%
Above $15,000 0.995% 1.00%
Minimum Opening Balance - $100

 

CDs (Below $100,000)
Daily Balance Tiers Interest Rate APY
3 Month 0.15% 0.15%
6 Month 0.25% 0.25%
9 Month 0.55% 0.55%
12 Month 0.60% 0.60%
18 Month 0.60% 0.60%
2 Year 0.695% 0.70%
3 Year 0.845% 0.85%
4 Year 0.845% 0.85%
5 Year 0.895% 0.90%
Minimum Opening Balance - $1,000

 

JUMBO CDs (Above $100,000)
Daily Balance Tiers Interest Rate APY
3 Month 0.20% 0.20%
6 Month 0.30% 0.30%
9 Month 0.60% 0.60%
12 Month 0.645% 0.65%
18 Month 0.695% 0.70%
2 Year 0.795% 0.80%
3 Year 0.945% 0.95%
4 Year 0.995% 1.00%
5 Year 1.095% 1.10%
Minimum Opening Balance - $100,000
Super NOW Account
Daily Balance Tiers Interest Rate APY
$ - $999 0.12% 0.12%
$1,000 - $4,999 0.17% 0.17%
$5,000 - $24,999 0.37% 0.37%
$25,000 - $49,999 0.42% 0.42%
Above $50,000 0.55% 0.55%
Minimum Opening Balance - $100

 

Personal Money Market Account
Daily Balance Tiers Interest Rate APY
$1,000 - $9,999 0.25% 0.25%
$10,000 - $49,999 0.28% 0.28%
$50,000 - $99,999 0.51% 0.51%
$100,000 - $249,999 0.57% 0.57%
$250,000 - $499,999 0.695% 0.70%
Above $500,000 0.795% 0.80%
Minimum Opening Balance - $100

 

Commercial Money Market Account
Daily Balance Tiers Interest Rate APY
$1,000 - $9,999 0.37% 0.37%
$10,000 - $99,999 0.60% 0.60%
$100,000 - $249,999 0.665% 0.67%
$250,000 - $499,999 0.775% 0.78%
$500,000 - $999,999 0.845% 0.85%
Above $1,000,000 0.895% 0.90%
Minimum Opening Balance - $1,000

 

IRA
Daily Balance Tiers Interest Rate APY
12 Month 0.695% 0.70%
18 Month 0.745% 0.75%
2 Year 0.795% 0.80%
Minimum Opening Balance - $1,000

 

JUMBO IRA
Daily Balance Tiers Interest Rate APY
12 Month 0.745% 0.75%
18 Month 0.795% 0.80%
2 Year 0.845% 0.85%

Minimum balance to open Savings Account is $100.

Minimum balance to open Health Savings, Super NOW and Money Market Accounts is $100. Minimum balance to open Horizon Money Market Accounts is $1,000.

Minimum deposit to open CD and IRA Account is $1,000

Minimum deposit to open JUMBO CD Account is $100,000

Interest is compounded monthly on all CDs and IRAs and paid at maturity on all CDs and IRAs. Penalty may be imposed for early withdrawal.

Annual Percentage Yield (APY) is accurate as of published date. Rates are subject to change without notice.

Fees may reduce earnings on account. Rates may change after account is opened

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