Recently, Congress enacted the Gramm-Leach-Bliley Act (Financial Services Modernization Act) which requires banks to provide written notice of their privacy policies. While this disclosure requirement is new, our commitment to protecting your privacy is not.
Southwestern National Bank collects nonpublic personal information about you, such as your income, net worth, Social Security number and address from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us or others; and
• Information we receive from a consumer reporting agency.

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law, such as sending information returns to the Internal Revenue Service, responding to subpoenas and providing information to consumer reporting agencies; i.e. credit bureaus.
If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.
Southwestern National Bank restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. It also maintains physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.