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Health Savings Account (HSAs) were designed to help individuals save for future qualified medical and retiree health expensesona tax-free basis and are used in conjunction with a “High Deductible Health Plan” (HDHP). The funds contributed to an account are not subject to federal income tax at the time of deposit. Unlike a flexible spending account (FSA), HSA funds roll over and accumulate year to year if they are not spent. HSAs are owned by the individual, which differentiates them from company-owned Health Reimbursement Arrangements (HRA) that are an alternate tax-deductible source of funds paired with either high-deductible health plans or standard health plans.
2023 offers individuals and families additional opportunities to save for current and future health care with a Health Savings Account(HSA):
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Terms and Conditions
FDIC Insured Deposits
International Banking: (713) 995-3234
Internet Banking Information: (713) 272-5049
Current Interest Rates: (713) 771-9700